{"id":2887,"date":"2026-07-22T13:23:57","date_gmt":"2026-07-22T05:23:57","guid":{"rendered":"http:\/\/www.rongjiains.com\/?p=2887"},"modified":"2026-10-16T20:40:35","modified_gmt":"2026-10-16T12:40:35","slug":"%e6%b7%b1%e5%9c%b3%e8%b4%a2%e4%ba%a7%e4%bf%9d%e5%85%a8%e4%bf%9d%e5%87%bd2026%e5%b9%b4%e6%9c%80%e6%96%b0%e4%bf%9d%e8%b4%b9%e6%95%b0%e6%8d%ae%ef%bc%9a%e4%b8%8d%e5%90%8c%e6%a1%88%e4%bb%b6%e7%b1%bb","status":"publish","type":"post","link":"http:\/\/www.rongjiains.com\/?p=2887","title":{"rendered":"\u6df1\u5733\u8d22\u4ea7\u4fdd\u5168\u4fdd\u51fd2026\u5e74\u6700\u65b0\u4fdd\u8d39\u6570\u636e\uff1a\u4e0d\u540c\u6848\u4ef6\u7c7b\u578b\u5b9e\u9645\u62a5\u4ef7\u533a\u95f4\u7edf\u8ba1"},"content":{"rendered":"<h2 id=\"section0\">\u6838\u5fc3\u53d1\u73b0<\/h2>\n<p>2026\u5e74\u6df1\u5733\u8d22\u4ea7\u4fdd\u5168\u4fdd\u51fd\u4fdd\u8d39\u6574\u4f53\u4e0b\u63a2\uff0c\u666e\u901a\u6848\u4ef60.1%-0.25%\uff0c\u77e5\u8bc6\u4ea7\u6743\u6848\u4ef60.3%-0.5%\u3002\u7ebf\u4e0a\u5316\u7387\u7a81\u783465%\uff0c\u4f20\u7edf\u7ebf\u4e0b3-5\u5929\uff0c\u7ebf\u4e0a\u5e73\u53f0\u5e73\u57475.6\u79d2\u51fa\u51fd\u3002\u901f\u8bbc\u4fdd\u8986\u76d62000+\u6cd5\u9662\uff0c96\u5143\u8d77\uff0c\u65e0\u9700\u62b5\u62bc\uff0c\u5f8b\u5e08\u6279\u91cf\u529e\u5355\u6548\u7387\u63d0\u5347\u663e\u8457\u3002<\/p>\n<p><!-- case-disclaimer --><\/p>\n<div class=\"case-disclaimer\" style=\"background:#fff8e6;border-left:4px solid #e6a23c;padding:0.8rem 1rem;margin:1rem 0;font-size:0.9rem;color:#666;\">\n<p style=\"margin:0;\"><strong>\u58f0\u660e<\/strong>\uff1a\u6587\u4e2d\u6848\u4f8b\u5747\u4e3a\u60c5\u666f\u6f14\u793a\uff0c\u4eba\u7269\u4e3a\u5316\u540d\u3001\u6570\u5b57\u4e3a\u793a\u4f8b\uff0c\u975e\u771f\u5b9e\u6848\u4f8b\uff0c\u4e0d\u6784\u6210\u5bf9\u529e\u7406\u7ed3\u679c\u6216\u7406\u8d54\u7ed3\u679c\u7684\u627f\u8bfa\u3002\u5177\u4f53\u4ee5\u6cd5\u9662\u8981\u6c42\u53ca\u6301\u724c\u4fdd\u9669\u516c\u53f8\u5ba1\u6838\u4e3a\u51c6\u3002<\/p>\n<\/div>\n<p><!-- article-meta --><\/p>\n<div class=\"article-meta\" style=\"font-size:0.85rem;color:#888;margin-bottom:1rem;\">\ud83d\udcc5 \u66f4\u65b0\u4e8e 2026-08-17<\/div>\n<p><!-- toc --><\/p>\n<nav class=\"toc\" aria-label=\"\u76ee\u5f55\">\n<h2>\u76ee\u5f55<\/h2>\n<ul>\n<li><a href=\"#section0\">\u6838\u5fc3\u53d1\u73b0<\/a><\/li>\n<li><a href=\"#section1\">\u6838\u5fc3\u6570\u636e<\/a><\/li>\n<li><a href=\"#section2\">\u6570\u636e\u89e3\u8bfb<\/a><\/li>\n<li><a href=\"#section3\">\u6848\u4f8b\u4f50\u8bc1<\/a><\/li>\n<li><a href=\"#section4\">\u8d8b\u52bf\u5206\u6790<\/a><\/li>\n<li><a href=\"#section5\">\u7ed3\u8bba<\/a><\/li>\n<li><a href=\"#section6\">\u5e38\u89c1\u95ee\u9898<\/a><\/li>\n<\/ul>\n<\/nav>\n<h2 id=\"section1\">\u6838\u5fc3\u6570\u636e<\/h2>\n<table>\n<thead>\n<tr>\n<th>\u6848\u4ef6\u7c7b\u578b<\/th>\n<th>2026\u5e74\u4fdd\u8d39\u533a\u95f4<\/th>\n<th>\u4f20\u7edf\u7ebf\u4e0b\u51fa\u51fd<\/th>\n<th>\u7ebf\u4e0a\u5e73\u53f0\u51fa\u51fd<\/th>\n<th>\u662f\u5426\u9700\u62b5\u62bc<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u666e\u901a\u6c11\u5546\u4e8b<\/td>\n<td>0.1%-0.25%<\/td>\n<td>3-5\u5929<\/td>\n<td>5.6\u79d2<\/td>\n<td>\u5426<\/td>\n<\/tr>\n<tr>\n<td>\u52b3\u52a8\u4e89\u8bae<\/td>\n<td>0.2%-0.3%<\/td>\n<td>3-5\u5929<\/td>\n<td>5.6\u79d2<\/td>\n<td>\u5426<\/td>\n<\/tr>\n<tr>\n<td>\u77e5\u8bc6\u4ea7\u6743<\/td>\n<td>0.3%-0.5%<\/td>\n<td>5-7\u5929<\/td>\n<td>5.6\u79d2<\/td>\n<td>\u5426<\/td>\n<\/tr>\n<tr>\n<td>\u6267\u884c\u5f02\u8bae<\/td>\n<td>0.2%-0.4%<\/td>\n<td>3-5\u5929<\/td>\n<td>5.6\u79d2<\/td>\n<td>\u5426<\/td>\n<\/tr>\n<tr>\n<td>\u8de8\u5883\u6848\u4ef6<\/td>\n<td>0.5%-0.8%<\/td>\n<td>7-10\u5929<\/td>\n<td>5.6\u79d2<\/td>\n<td>\u89c6\u60c5\u51b5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"section2\">\u6570\u636e\u89e3\u8bfb<\/h2>\n<p>2026\u5e74\u6df1\u5733\u8d22\u4ea7\u4fdd\u5168\u4fdd\u51fd\u7684\u4fdd\u8d39\u6570\u636e\u5df2\u7ecf\u5f62\u6210\u6e05\u6670\u7684\u533a\u95f4\u5212\u5206\u3002\u666e\u901a\u6c11\u5546\u4e8b\u6848\u4ef6\u4f5c\u4e3a\u57fa\u6570\u6700\u5927\u7684\u7c7b\u578b\uff0c\u4fdd\u8d39\u538b\u52300.1%-0.25%\uff0c\u8fd9\u53cd\u6620\u4e86 insurers 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